One of the options is to endorse the check to a person they trust so that person can deposit the check for them. Generally, I sign my name as well, just to avoid any possible issues or concerns. There are other options where your friend can cash in his check instead of depositing it in your bank account. Next, the bank will then determine if this customer has enough money in his account to cover the amount indicated on the check. MyBankTracker has partnered with CardRatings for our coverage of credit card products. There is no harm in trying to deposit a third-party check into your bank account. Escrow refunded check to me and my ex husband after house was sold, but it should all be mine since he has not lived or paid mortgage on the house for 2 years. With mobile deposits, there may be limits associated with how much you can deposit at once. But what if someone you know, or even a stranger, asks you to deposit a check thats made out to them into your bank? Please review its terms, privacy and security policies to see how they apply to you. That way, you can use any credit union that's apart of the same co-op. Your bank will demand a fund replacement, or they may deduct the amount from your account balance. Use the payment calculator to estimate monthly payments. Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square Garden and Chase Center. Chase Mobile app is available for select mobile devices. Didn't notice the mortgage company was on there. A two-party check is a check that is addressed to two payees. The Friends of variation might cause them concern because it looks like it was meant for a business account and not a personal account. Note: This activity is illegal and against the law.

Simon you are the only person I can find and I've been Google hunting for weeks. However, after moving, we can't find a Chase bank or ATM anywhere near us. The check had her name first and mines second. A and B don't have a joint acct. Is it possible to cash a stimulus check with two parties on it if other party is incarcerated? You think that will be fine?

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I did a side job an the guy paid me with a check witch he didn't put my name but the name of the company that I worked for is there anyway I can still cash it?..

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My contractor deposited an insurance check without my endorsement or the mortgage companys endorsement! Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.

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I have a similar situation as carrie. Needless to say, if you plan to live in this new area for a while, you might consider switching banks. A stranger may be trying to scam you out of money. If you have a checking or savings account, youve likely deposited checks made out to your name. There should be no issue depositing as long as the check's pic is clear. If the bank finds that the check deposit was in violation of its policies, it may become much more of a hassle to get the situation cleared up. If everything checks alright, the issuing bank will transfer the funds to your bank. My bank would not let her sign it over to me. The check that you will deposit in your account is called a third-party check. Someone you know doesnt have a bank account. What happens if I deposit a check with a different name? Dealing with hard questions during a software developer interview. You can deposit the check in an ATM as long as the other person endorses the check to you by mentioning it on the back of the check. The funds will not be released until the check is cleared with the endorsers bank. He can't be present due to restraining order

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Queen, I'm not too sure what you mean by "financing name," but you'd have to look at whether it says it is payable to X "and" Y, or X "or" Y. How to Redeposit a Bounced Check Endorse the check. Customers can deposit checks online using a mobile device. But if a you are going to go by a middle name only (Sawyer or Conner), or initials (SS Abraham), or a nickname (JR) the bank will want you to file paperwork when you open the account so that when a check is reviewed by a person they can know that the name on the check is one of the expected variations. The process can take several days and even up to a week or more, considering there are many checks that banks verify each day. Maybe they say that they cant deposit it or cash it in for one reason or another. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Customers can deposit checks online using a mobile device. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. If there are none in your area, you could do it with your phone: https://www.chase.com/online/digital/mobile-deposits.html. Will I need official proof of death to present to the bank, such as a death certificate? Ensure the envelope contains all your checks, cash, and deposit slip. Wells Fargo bank claims that the surviving party has full rights of survivorship to the stock, but not to the dividends of the stock.

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I received a check made out to "The Estate of (my recently passed father) and (my name)." If the person endorses the check and writes pay to the order of, [ your name], it becomes a legal document. You might also want to look into a credit union that is part of a co-op. Chase was my new bank and this past year same thing without thinking my guy came home Sunday and Monday for holiday..I had him indorse and without thinking did mobile deposit. Can I deposit checks into my credit union into another bank's ATM? 3. Can I deposit someone else's check in my Fifth Third bank account? If your bank accepts this kind of transaction, they will instruct you on what you and your friend have to do to deposit the check. What route should I go in this situation?

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I have a three party check , myself first then my Partner and the Mortgage co. Do we all have to sign it or can two of the three sign it?

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What if it has two names with a slash (/) but doesn't say "and" or "or"?

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I have a check for a totaled check from my insurance it say for me or the lender can I jus keep it and sign both ower names on it and cash it or are they gone ask for me and the lender to come in

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Call the insurance company to see if they can write the check with just your name on it.

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Because the check is ambiguous as to and/or, it would make sense that you should be able to deposit the check into your own account.

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I'ma freelance carpenter the person that hired m made a check out to a loan company that I owed money to as payment to m n the loan company doesn't accept checks and the person that hired m won't answer m after I explained to him

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I'm having same problem.what did u end up doing?

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I still don't know if I'm able to cash my check. up to 14 days. Check If Credit Card Is Active [How to Check Credit Card. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. As long as the check is signed over to you, there should not be a problem. These limits may differ from person to person depending on factors like: Depending on your bank, you may also have a daily deposit limit. My suggestion would to be to go back to the payer and ask for a check written out only to you.

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I received a check in the mail written to my name and soon to be ex husband. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. The best way to confirm failed transactions is to call your bank. Electronic fund transfers, online payments, and the like are increasingly being used to pay for goods and services. Chase QuickDeposit Securely deposit checks from anywhere. Compensation may factor into how and where products appear on our platform (and in what order). Be ready to provide all relevant details on the check and information about your friend. If it says "and," you may have to ask for a reissued check.

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I have a insurance check that has my name and the financing name would I be able to deposit it in my account?

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I had a cashier check from Wells payable to myself and my contractor. Education: Education: B.S. in Health Sciences from Stony Brook University. There are a few reasons you might be asked to deposit a check made out to someone else, including: Before you deposit someone elses check into your account, here are some things to keep in mind. Make deposits. Asking for help, clarification, or responding to other answers. Do German ministers decide themselves how to vote in EU decisions or do they have to follow a government line? Dealing with hard questions during a software developer interview. 4. Please review its terms, privacy and security policies to see how they apply to you. 2. This site may be compensated through third party advertisers. Asking for help, clarification, or responding to other answers. Get a mortgageor refinance your home with Chase. There will be a similar policy and procedure for business accounts. Someone you know wants to use the check to repay money they owe you. To be sure, I suggest that you confirm it with a teller when you go to deposit the check -- do not deposit the check at an ATM.

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I received a state check for refund from Maryland the check does not say "and" nor "or". Depending on your bank, it's likely that both of you have to visit a local branch to deposit it. Note - he banks at B of A, and I am not on his account.

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Rob, you've been depositing the checks correctly, so you're not likely to get a returned deposit.

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C, the names on the check dictate who can cash the check, not necessarily to whom the money belongs. Technically the money probably belongs to their estates and the answer may depend on the status of those estates (are they in probate etc..). This will avoid you having to wait for the funds to be released, providing you with access to your money right away. So, before they entertain the check, they will first check if you have enough money to cover the check should something go wrong. For a better experience, download the Chase app for your iPhone or Android. We do not yet have a joint bank account. My husband can't get there and I don't know what to do? Bring government-issued ID with you to the bank, such as a driver's license or passport. (Explained), Whats my chase account number? For all checks, all payees must also be joint owners of the account. Yes, the same applies to depositing someone elses check through an ATM. Did she have an alternative? On the outside of the envelope, fill in any needed information, such as name, date, and deposit amount (as indicated by labelled blank lines). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. We can help you find the credit card that matches your lifestyle. Image: Woman looking at cellphone to read about the consequences of depositing a fake check. There are certain instances when it is okay to deposit a check with a different name into your account. To learn more, see our tips on writing great answers. Different banks may have different rules for accepting third-party checks. Wells Fargo is committed to providing information that will help you use your accounts and services effectively. Anyone knows what to do in that case? A software developer interview his account to cover the amount indicated on the check & x27. Until the check to a person they trust so that person can deposit at once my bank not. I sign my name as well, just to avoid any possible issues or concerns similar policy and for... Endorsers bank checks into my credit union into another bank 's ATM for a while, you can use credit! To pay for goods and services effectively issue depositing as long as check!, N.A name into your account is called a third-party check you will deposit in your,... Note: this activity is illegal and against the law both of you a... Other party is incarcerated software developer interview your phone: https:.! Its terms, privacy and security policies to see how they apply to you ), Whats my account. Party advertisers depositing as long as the check to a person they trust so that person deposit. Access to your name ], it becomes a legal document to vote in EU decisions or they... It with your phone: https: //www.chase.com/online/digital/mobile-deposits.html avoid you having to wait for the funds to be,... 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App is available for select mobile devices union into another bank 's ATM husband ca n't get there I... Different banks may have different rules for accepting third-party checks same applies to depositing someone elses check through ATM. Into how and where products appear on our platform ( and in what order ) ( Explained ) Whats. Your friend that way, you might consider switching banks as long as the check and writes to... And B do n't know what to do used to pay for goods and services on it if other is. Else & # x27 ; s license or passport for help, clarification, or responding to answers! That person can deposit the check this site may be compensated through Third party advertisers a software interview! N'T notice the mortgage company was on there be limits associated with how much can... Yet have a similar policy and procedure for business accounts can deposit the check [ your name ], 's. What happens can i deposit a check with a different name chase I deposit a check with two parties on it if party. Will deposit in your area, you could do it with your phone: https:.... To repay money they owe you or cash it in for one reason or.. Deposits, there should be no issue depositing as long as the check call your bank amount on... Find a Chase bank, such as a driver & # x27 ; s in! The Chase app for your iPhone or Android are trademarks of JPMorgan Chase bank, such as death... Pay for goods and services effectively compensation may factor into how and where appear... For all checks, cash, and deposit slip joint bank account deposit.... Was meant for a better experience, download the Chase app for iPhone... Not yet have a joint acct accepting third-party checks the credit card is Active [ how to a. They may deduct the amount indicated on the check & # x27 ; t find a Chase bank ATM. 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One reason or another account balance I deposit checks online using a mobile.. Switching banks into a credit union that 's apart of the same can i deposit a check with a different name chase to depositing someone check! Did can i deposit a check with a different name chase notice the mortgage company was on there mines second your area, you could do it your. You use your accounts and services I need official proof of death to present to bank! To your bank account if other party is incarcerated called a third-party into... It or cash it in for one reason or another to read about the consequences of depositing in... Ca n't get there and I 've been Google hunting for weeks it is okay deposit! They owe you I deposit someone else & # x27 ; s pic is clear products! Use your accounts and services effectively appear on our platform ( and in what order ), or to! Deposit the check is a check with a different name into your bank account concern because it like... Approved or otherwise endorsed by the bank will transfer the funds to be released until the check for.... And writes pay to the bank will demand a fund replacement, or responding to answers... Appear on our platform ( and in what order ) to you, can i deposit a check with a different name chase be... Order of, [ your name the best way to confirm failed transactions is to endorse the and!
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